YMB

Smarter Mortgages.
Faster Approvals.
Better Rates.

A technology-driven brokerage built to outperform banks and deliver the lowest rates across 100+ lenders.

Mortgages Funded Across Canada

$1 Billion+ Funded

87.6%

High Approval Success Rate

100+ Trusted Lenders Across Canada

A Smarter Way to Get a Mortgage

What We Offer

Smarter Mortgage Solutions Built for You

We meet every client where they are. Our technology adapts to your financial profile, goals, and timeline to match you with the right lenders and the best available rates.

Less Paperwork.
Faster Approvals.

Automated applications, AI-powered workflows, and direct lender access reduce friction and accelerate approvals. Saving you time without sacrificing results.

Identify Challenges Without Delaying

Our real-time systems flag issues early, allowing our team to proactively solve problems and keep your mortgage moving forward — not stalled in a bank queue.

A Bigger Opportunity for Better Mortgages

Your New opportunity
100 +
Lenders Nationwide
1 B+
Mortgages Funded
13
Provinces and Territories

Apply in Minutes, Not Days

Complete a secure, streamlined application. Our technology instantly reviews your profile and prepares your file for optimal lender matching.

Match With the Right Lenders

Your application is intelligently routed across our network of 100+ lenders to identify the most competitive rates and approval paths — without unnecessary back-and-forth.

Get Funded With Confidence

Track progress in real time, upload documents securely, and receive proactive updates until funding is complete — faster and with full transparency.

The leading AI for educators & students

Our Courses

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Real Stories from Real Neighbors.
The entire process was smooth, stress-free and we got the best rate
Jessica Anne Google Review
“They were involved in every step of the process, ensuring I understood each detail”
J. M. Burgess Google Review
“The whole process was fast and stress free. They were very reliable.”
Selene Palma Google Review

Market Updates

Explore our blog for timely mortgage insights, rate updates, and practical guidance designed to help homeowners, investors, and business owners make smarter financing decisions.

Client Resource & Knowledge Hub

Access clear, actionable resources covering mortgages, refinancing strategies, self-employed financing, and commercial lending — built to answer real questions and simplify complex decisions.

Trusted by

10,000+

Clients Nationwide

Experienced Mortgage Professionals.

Meet the Team

Our team brings decades of combined mortgage experience across residential, commercial, and complex financing. Supported by advanced technology and direct lender relationships, we work collaboratively to deliver faster approvals, better rates, and clear guidance at every stage of the process.

Anton Farrage
#MortgageBroker

Anton Farrage

License #12176
Edward Narton
#MortgageBroker

Edward Narton

License #12176
Estelle Jaouen
#MortgageBroker

Estelle Jaouen

License #12176
Joycelynn Hoagland
#MortgageBroker

Joycelynn Hoagland

License #12176
Kamal Abraham
#MortgageBroker

Kamal Abraham

License #12176
Max Seated
#MortgageBroker

Max Seated

License #12176

Your Guide to
Common Questions

FAQs
Why should I use a mortgage broker instead of going directly to a bank?

A mortgage broker works on your behalf, not a single lender’s. We compare options across banks, credit unions, and alternative lenders to secure competitive rates and terms, while handling the process from application to funding — often faster and with fewer obstacles than dealing with a bank directly.

In most residential cases, our services are paid by the lender you choose, not by you. We’ll always be transparent if a fee applies, particularly for specialized or commercial financing, so there are no surprises.

We aim to minimize the impact on your credit by structuring applications carefully and only submitting to appropriate lenders. A single, well-managed credit check is typically all that’s required to explore your options.

With the right information, approvals can happen in as little as a few hours to a few days, depending on the complexity of the file and the lender involved. Our technology and proactive underwriting help prevent unnecessary delays.

Yes. We regularly help self-employed borrowers, business owners, investors, and clients with non-traditional income or credit challenges. Our access to a broad lender network allows us to structure solutions that banks often decline.

A Personal, Client-First Approach

personal approach

We take the time to understand your goals, financial situation, and timeline — then structure mortgage solutions that make sense for today and the future. With clear communication, proactive guidance, and expert oversight, you can move forward with confidence at every stage of the process.