Terms and Conditions
Last Updated: February 7, 2026
These Terms and Conditions (“Terms”) govern your access to and use of yourmortgagebroker.com (the “Website”) and the services provided by Your Mortgage Broker (“we,” “our,” or “us”).
By accessing or using this Website, submitting information, or engaging our services, you agree to be bound by these Terms. If you do not agree, you must not use this Website.
1. Use of the Website
This Website is provided for informational purposes only. You may use it solely for lawful purposes and in accordance with these Terms.
You agree not to:
Use the Website in any way that violates applicable laws or regulations
Attempt to gain unauthorized access to systems, data, or networks
Interfere with the Website’s functionality or security
Submit false, misleading, or fraudulent information
We reserve the right to suspend or terminate access to the Website at any time without notice.
2. No Mortgage Advice Disclaimer
Information provided on this Website is for general informational purposes only and does not constitute mortgage advice, financial advice, legal advice, or a commitment to lend.
Mortgage rates, products, approvals, and terms are subject to change and depend on individual circumstances, lender criteria, and regulatory requirements.
You should not rely solely on Website content when making financial decisions. Formal advice is provided only after a full review of your personal and financial information.
3. Eligibility and Applications
Submitting an inquiry or application through this Website:
Does not guarantee mortgage approval
Does not constitute a binding agreement
Is subject to verification, underwriting, and lender approval
All mortgage products and approvals are ultimately determined by third-party lenders.
4. Third-Party Lenders and Services
Your Mortgage Broker works with a network of banks, credit unions, alternative lenders, and service providers across Canada.
We are not responsible for:
Decisions made by third-party lenders
Changes to lender products, rates, or underwriting criteria
Acts, omissions, or policies of third parties
Any agreement you enter into with a lender is solely between you and that lender.
5. Intellectual Property
All content on this Website, including text, graphics, logos, icons, images, videos, and software, is the property of Your Mortgage Broker or its licensors and is protected by Canadian and international intellectual property laws.
You may not reproduce, distribute, modify, or use Website content without prior written consent.
6. Accuracy of Information
While we make reasonable efforts to ensure information on the Website is accurate and up to date, we do not guarantee that content is complete, current, or error-free.
We reserve the right to modify Website content at any time without notice.
7. Limitation of Liability
To the fullest extent permitted by law, Your Mortgage Broker shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:
Use or inability to use the Website
Reliance on Website content
Errors, interruptions, or technical issues
Delays or denials of mortgage approval
Your use of the Website is at your own risk.
8. Indemnification
You agree to indemnify and hold harmless Your Mortgage Broker, its officers, employees, contractors, and affiliates from any claims, losses, damages, liabilities, or expenses arising from your use of the Website or violation of these Terms.
9. Privacy
Your use of the Website is also governed by our Privacy Policy, which explains how we collect, use, and protect personal information. By using the Website, you consent to our privacy practices.
10. Links to Third-Party Websites
This Website may contain links to third-party websites for convenience. We do not control or endorse those websites and are not responsible for their content, policies, or practices.
Accessing third-party websites is at your own risk.
11. Governing Law
These Terms are governed by the laws of Canada and the applicable laws of the province or territory in which services are provided, without regard to conflict-of-law principles.
Any disputes arising from these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the courts of Canada.
12. Changes to These Terms
We may update these Terms from time to time. Changes will be posted on this page with a revised “Last Updated” date.
Continued use of the Website after changes are posted constitutes acceptance of the updated Terms.
13. Contact Information
If you have questions about these Terms and Conditions, please contact us:
Your Mortgage Broker
Website: https://yourmortgagebroker.com
Email: info@yourmortgagebroker.com
Phone: (416) 230-9108